November 2022 – My Bella Health

How to Move Into a New You

November 20, 2022 by marcellaboxdc

young woman meditating — *Image source:* Pexels

As adults, we often get caught up in the idea that we are who we are and that there is nothing more in the future. This is wrong! There is always an opportunity to improve yourself, whether this means starting an exercise routine, changing jobs, or learning to be accountable for your own actions. In doing any of these, you have a chance to grow and be the you that you’ve always wanted.

Keep reading for a few quick tips to get you started on your path toward change.

Start a new exercise routine.

Exercise doesn’t necessarily mean that you have to start running or going to the gym. There are many different ways that you can improve your mental and physical health through physical activity. Doing yoga is just one example. My Bella Health offers free video links provided by the DAYA Foundation so that you can try yoga on your own.

Consider a mid-life career change.

Maybe you’ve been doing what you do for many years. But are you happy? If not, it’s time to get to work deciding on a new career. You can use a free resume maker (this should contain templates with professional designs that you can modify with your own pictures, text, etc.) to help you outreach to potential new employers.

Start your own business.

Perhaps you are tired of the nine-to-five grind. In this case, starting a business of your own may be just the self-improvement tactic you need to enhance your quality of life. It’s not as hard as it may sound, and a few ways that you can streamline the process here are to work with your local Chamber of Commerce, form your business entity online, and utilize cloud-based software so that you can run your business from anywhere.

Improve your health with supplements.

There is a good chance that you do not get the proper balance of nutrients out of the food you eat each day. While you should still focus on fruits, vegetables, lean proteins, and whole grains, there are many supplements that can help you be well, even if you have to hit the drive-through once in a while. Look for supplements that are recommended by doctors, and make sure to discuss your wellness needs with your primary healthcare provider.

Admit your shortcomings.

We all have strengths and weaknesses, and it’s all too easy to spot those of others without making note of our own. But, if you truly want to grow, you have to take a deep look within yourself. High5 Tests offers a bit of advice on how to do just this, including being self-aware and journaling your thoughts and actions. One area many of us struggle with is the desire to be right all the time. Keep in mind that being right isn’t necessarily a strength, and, in fact, it may be a weakness that indicates you might need to work on your self-esteem. Regardless of where you struggle, there is no shame in admitting that the way you’ve always done things is not the way you have to continue to do them.

Self-improvement is not just for people at the beginning of their lives or careers. Even the most successful individuals have room for improvement, and the vast majority of these people are always seeking an upward trajectory. There is no reason that you should not be better tomorrow than you are today. From starting a new exercise routine to sprucing up your resume to finally admitting that you don’t know everything, today’s tips can help you take the first vital steps to get to where you want to be.

Guest Author | Healing Modalities

The Effects of Financial Stress and How to Stay Sane

November 1, 2022 by marcellaboxdc

Woman fretting with hands on head while sitting at a computer

Image source: Unsplash

By Emma Grace Brown

Even the most optimistic person will occasionally worry about their financial situation. There really is no way around it. We all need money to live and if we don’t have enough of it then it is only natural to be concerned. However, you cannot let your finances control your life, or the stress could impact your body and mind. It is important to continuously improve your communication and self-esteem so that you can feel and perform better every day. My Bella Health provides some great advice on why you need to prevent financial stress, and what you can do if you have concerns.

Effects of Financial Stress

While it is natural to occasionally wish that you made more money or to worry when you have a surprise expense, if you are constantly missing payments or have mounting debt, then you will likely become stressed. If your anxiety continues every day, then you could start feeling mentally exhausted. If left untreated that anxiety could bleed over into your personal life and negatively impact the relationships with the people you care about the most.

Stress can also hurt you on a physical level as well. In addition to shaking and nausea, it is not uncommon for constant stress to cause ailments such as headaches, chest pain, upset stomach, and fatigue. If that weren’t bad enough, if you are sick for long enough, it could lead to potentially life-threatening conditions like heart disease and diabetes.

Create a Budget

The main takeaway here is that if you are dealing with financial stress then you need to turn your situation around. A good start is to work on a budget where you list all of your income and all your expenses and see where you sit at the end of the month. If you find that you are short then you might have to make a change, like working a side hustle or cutting out unnecessary expenses until your situation improves.

Then, you need to think about ways that you can save money, especially when it comes to large purchases. So, if you are trying to buy a new house, you should think about ways that you can make your monthly payment more manageable. One of those methods may be to make a larger down payment. The more you pay upfront, the less your mortgage payment will be. Making a large down payment is especially important if you have a low credit score. If you do not have enough money yet, then consider waiting on the purchase until you increase the money you have in savings.

Contact a Professional

If you have any money tucked away, you might consider using it to hire an accountant or other professional to come over and look at your financial situation so they can provide advice on how to turn things around. The expert might recommend that you eliminate certain expenses, or they could recommend a new way to save money, like with a high-interest savings account. Whatever their advice might be, make sure to take it to heart so you can start to dig your way out of your stressful financial situation.

If you own a home and are having trouble paying your mortgage every month, consider reaching out to your or another lender to see about refinancing options. Can you refinance an FHA loan for a lower monthly payment when rates are low? You can always call to speak with a mortgage professional to learn more about the process, as well as the pros and cons. You may also want to ask about cashing out some of your equity during the refinance or a home equity loan of credit (HELOC). If your financial problems lie in credit card debt, pulling out a lump sum at a lower interest rate can help you get ahead of your debt.

Self-Care to Eliminate Stress

While you work on improving your finances, you should also focus on your own self-care so you can start to eliminate those stressful feelings. Start by ensuring that you get your seven to nine hours of sleep every night so you can wake up feeling refreshed. You should also go to bed earlier so you can wake up with enough time to do 20 minutes of exercise every morning, which is another great way to connect with your feelings and find the natural energy that you need to get through the day.

If you find it difficult to fall asleep, try mindfulness meditation before bed. Deep breathing can help to lower your blood pressure and calm your mind, which will make it easier to fall asleep. If you’d like guidance to start your mindfulness journey, contact Dr. Box with My Bella Health. She offers private lessons in person or via Zoom.

Finally, make sure to eat a healthy diet. Constantly eating fast food can cause you to feel sluggish due to the trans fats they contain. So eat plenty of fruits and vegetables and healthy snacks like almonds and yogurt to get you through the day.

Moving Forward with Less Stress

In the end, if you feel financial stress, know that you are not alone. Consider the tips discussed here, and you’ll feel better in body and mind. Do what you can to eliminate unnecessary spending, and consult with professionals to help identify ways to get control of your finances, including refinancing. Money will always be a factor, but it shouldn’t cause you so much stress that it affects your body, mind, or relationships. Take steps to get your financial life back on track today.

Month: November 2022